Neither is okay: you need an "if" in both sentences. Heehaw Is it OK I visit you when I'm in the neighborhood? Is it okay if I visit you when I'm in the neighbourhood?
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HeehawIs it OK I visit you when I'm in the neighborhood?Is it okay if I visit you when I'm in the neighbourhood?
HeehawWould it be OK I visit you when I'm in the neighborhood?Would it be OK if
HeehawWhat about this: Would it be ok if I go see you when I'm in the neighborhood?I would change to:
HeehawWhy is it that I've heard native speakers say: Would it be okay if I go see your cousin when I'm in the neighborhood.People say all sorts of things. By the way, I didn't say that sentence was absolutely wrong; I only said that I'd say it differently.