For Q2 I'd say:- I will be using personal savings to support my stay while in Australia. I have $$$ in my account for this purpose. Hope this helps.
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BarbaraPAYou listed four things that were your purpose. The first thing you said was "Tourism/visit family or friends" - then you said it for a religions reason, then you said it was for seminars. Those different messages are conflicting.Hello, BarbaraPA .