Dear Dr. xxxxxxxx, I am writing to you because I have seen and read your publications about e-banking, cash management in the financial field, so I’m very interested in that field of study, and I'm interested in different research questions like that as I am a PhD student in financial & economic studies at the University of …….. I am busy preparing my PhD thesis on a subject titled : « xxxxxxxxxxxxxxxxxxxxxxxxxxx », in that, i have been interested in your publication entitled « xxxxxxxxxxxxxxxxxxxxx », published in 2007, which I have considered in a previous study in my research.
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