I’ve never seen a woman who had X without Y is natural.
1. A. is grammatically incorrect. 1. B. is correct but would be better with “all their nails”.
In 2a, the ‘nail polish’ belongs to the fingers, so possession requires an apostrophe after fingers. In 2b, the nails are ‘polished’, so possession requires an apostrophe after nails (not nail). But 2b is better af