1. If you have ever taken out a loan, used a credit card or taken advantage of a “buy now, pay later” offer, you will have a credit history.All four of them sounds plausible to me. Would you be so kind and clarify them?
2. If you have ever taken out a loan, used a credit card or taken advantage of a “buy now, pay later” offer, you must have a credit history.
3. If you have ever taken out a loan, used a credit card or taken advantage of a “buy now, pay later” offer, you have a credit history.
4. If you have ever taken out a loan, used a credit card or taken advantage of a “buy now, pay later” offer, you have had a credit history.
Hi Akdom To me, sentences 1, 2 and 3 are all possible, but sentence 4 is not. This is how I would interpret 1, 2 and 3: Sentence 1 basically makes a prediction that you have a credit history. Sentence 2 draws a logical conclusion.
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