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Akdom Posted 17 years ago
Grammar

Which tense do you think make sense

1. If you have ever taken out a loan, used a credit card or taken advantage of a “buy now, pay later” offer, you will have a credit history.
2. If you have ever taken out a loan, used a credit card or taken advantage of a “buy now, pay later” offer, you must have a credit history.
3. If you have ever taken out a loan, used a credit card or taken advantage of a “buy now, pay later” offer, you have a credit history.
4. If you have ever taken out a loan, used a credit card or taken advantage of a “buy now, pay later” offer, you have had a credit history.
All four of them sounds plausible to me. Would you be so kind and clarify them?
  

Top answer

Hi Akdom To me, sentences 1, 2 and 3 are all possible, but sentence 4 is not. This is how I would interpret 1, 2 and 3: Sentence 1 basically makes a prediction that you have a credit history. Sentence 2 draws a logical conclusion.

  • Hi Akdom To me, sentences 1, 2 and 3 are all possible, but sentence 4 is not.
  • This is how I would interpret 1, 2 and 3: Sentence 1 basically makes a prediction that you have a credit history.
  • Sentence 2 draws a logical conclusion.
  • Sentence 3 states a fact.
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1 Answers
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Hi Akdom

To me, sentences 1, 2 and 3 are all possible, but sentence 4 is not.

This is how I would interpret 1, 2 and 3:

Sentence 1 basically makes a prediction that you have a credit history.
Sentence 2 draws a logical conclusion.
Sentence 3 states a fact.

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