Joe already sent the payments to Bob which is why there was no need to send it to Bob again.
Is this grammatically correct?
talab1234 Joe (had) already sent the payments to Bob , which is why there was no need to send it to Bob /him again. Correct. 'had' is optional, but it makes your sentence a little more polished.
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talab1234Joe (had) already sent the payments to Bob, which is why there was no need to send it to Bob/him again.
Correct. 'had' is optional, but it makes your sentence