What happened?
He was in an accident./He had an accident.
What kind of accident?
A car accident.
Which of these would be more commonly used?
Extra info: It was a solo accident, and it was deadly. (if that changes anything?)
He was . . sounds like it was not his fault.
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He was . . . sounds like it was not his fault.
He had . . . sounds to me more like it was his fault.