Use of comma preceding a conjunction

Question

When a participial or adverbial phrase immediately follows a coordinating conjunction, the use of commas depends on whether the conjunction joins two independent sentences.

As such, in the given section, does the comma precede the conjunction (marked in bold), or the comma should be put after the conjunction? Kindly explain.

My journey to Rockford had broken me also and with nothing but promises from my debtor, I was at the end of my string.

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jhilly89
When a participial or adverbial phrase immediately follows a coordinating conjunction, the use of commas depends on whether the conjunction joins two independent sentences.
As such, in the given section, does the comma precede the conjunction (marked in bold), or the comma should be put after the conjunction? Kindly explain.
My journey to Rockford had broken me also and with nothing but promises from my debtor, I was at the end of my string.

The comma before "and" is required to separate the two independent clauses, and its necessity is not affected by the following phrase. The comma after "debtor" is required to mark the end of the introductory phrase in the second independent clause. No comma is called for after "and" because the prepositional phrase is merely introductory and not parenthetical, and even if it was parenthetical, some authorities (and me, too) would omit that first comma and let the one before "and" serve double duty for the sake of appearance.

Use of comma preceding a conjunction

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