Use 'can' to be more confident of success. If we keep aside a part of our income every month, say about Rs 100, then we can save Rs 1200 every year. I guess anyone who is getting a handsome salary can do this.
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Some words like worry, then do not come into my mind easily. I always try to find alternates for them. This is my problemDon't worry too much about it, phanish-- it is a little problem we all have.