' 'I'll help you with your homework at noon, unless you will have finished it by then. '
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I think the truth is somewhat the reverse of what you are suggesting. The tendency is to move away from the subjunctive, so my use of it in the examples shows you just how old-fashioned I am! Suppose "rare" means one in several hundred thousand people. In that case you've just had the good fortune to run into the "one"!