I have made up the examples below.
(1a) I don't want to borrow any more money, thereby increasing my financial burden.
(1b) I don't want to borrow any more money, which will, in effect, increase my financial burden.
Does the highlighted part fit my sentence? Thank you very much.
I don't want to borrow any more money, because it will increase my debt. And my loan payments are already rather burdensome.
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I don't want to borrow any more money, because it will increase my debt. And my loan payments are already rather burdensome.