Are you sure you have types #2 and #3 correctly? There is no difference between them - they are exactly the same. I have lost my wallet"?
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Rotter1. I did not have any money because I had lost my wallet.
2. I do not have any money because I lost my wallet.
3. I do not have any money because I lost my wallet.
Are all fine?
What is the difference in the meaning between the second and the third sentences?
If you lose your wallet, I think it is fine to