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Teal lime Posted 8 years ago
Grammar

Take a loan or take OUT a loan

Is it "to take a loan to buy something such as a car" or "to take out a loan to buy something such as a car"?

If both are possible, do they mean the same thing?

If so, which is more commonly used?

Thank you.

  

Top answer

Yes, and there is third option; see below: [1] take a loan to buy something such as a car [2] take out a loan to buy something such as a car [3] take a loan out to buy something such as a car All three are possible and have the same meaning, though t here's a slight difference in the grammar, of course. The preposition " out " is called a 'particle' here. Particles are short words, usually prepositions, and they are the only complements that can freely come between the verb and its direct object as in [2], as well as after the object as in [3].

— BillJ

  • Yes, and there is third option; see below: [1] take a loan to buy something such as a car [2] take out a loan to buy something such as a car [3] take a loan out to buy something such as a car All three are possible and have the same meaning, though t here's a slight difference in the grammar, of course.
  • The preposition " out " is called a 'particle' here.
  • Particles are short words, usually prepositions, and they are the only complements that can freely come between the verb and its direct object as in [2], as well as after the object as in [3].
  • In terms of distribution, here's a link to Google's Ngram viewer where you can see it for yourself.
  • t1%3B%2Ctake%20a%20loan%20out%3B%2Cc0
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2 Answers
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Yes, and there is third option; see below:

[1] take a loan to buy something such as a car

[2] take out a

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I don't remember ever hearing I took a loan.

What I usually hear is I got a loan,

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