Hi Believer, I'm not sure I understand what you are asking, but anyway, here's my comments: If I had a million dollars in 1990, I would be a very rich man now. - Ok, you didn't have the money. If I had a million dollars in 1990, I would have become a very rich man by now.
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KooyeenHi Kooyeen
If I had one thousand dollars (This refers to something that is a currently unreal condition, not just a past unreal condition), I would have bought that.
= you don't have the money and you didn't buy that.
KooyeenIf I knew that you were coming, I would have baked you a cake.<--- same meaning.Hi Kooyeen