I'd say 22+39=$61.
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Grammar GeekWhy would the woman write the check for $100 instead of the $78 the necklace cost?
I wouldn't go to a store and buy something for $10 and write a check for $100 so I could get $90 in change. No store around here would allow it!
Anyway, he had to pay the other merchant $100, he gave the woman $22, and the necklace cost him $39.
Money Paid Out = $39 for necklace, $22 in change to woman, $100 to merchant. That is a total of $161.
Money Recieved = $100 from the merchant
Paid out - Recieved (161 - 100) = Total loss of $61