Someone calls my parents after a long time. The conversation I provided below starts immediately after the call ends.
A: Why'd she call?
B: She has/had been having some financial trouble, so she decided to call us. We said we'd try to help as much as we could.
Necrophagist She has been having some financial trouble I would phrase it as shown above. If she had been having trouble, the trouble would have been over, and there would have been no reason to call about it. CJ
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NecrophagistShe has been having some financial trouble
I would phrase it as shown above.
If she had been having trouble, the trouble would have been over, and there would have been no reason to call about it.
CJ