"He's cheating? I have/had/Ø heard stories, but I didn't know it was true."
Which one is correct and why?
All of those choices are possible. In my opinion 'had' is the best choice. It makes it clear that hearing stories happened before finding out they were true.
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All of those choices are possible.
In my opinion 'had' is the best choice. It makes it clear that hearing stories happened before finding out they were true.
CJ