That's how I'd do it.
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victoInside or outside (as I have it) per BrE rules?Outside because the comma is not part of the quotation. The only time a comma would go inside is when the quotation is interrupted: "If you'll hold still," he said, "I'll have us disentangled."
victothe comma would go outside of “That” because the original sentence does not call for that comma up until that point, correct?Of course. I left a critical point implied: The only time a comma would go inside is when the quotation is interrupted and the comma belongs with it. That’s better, isn’t it?