please correct my paragraph if i am wrong

To: Marlin Redland, Redland-Stone Financial
From: John Hayworth, CEO of Crusade for Help
Date: June 24
Subject: Help to Businesses in Haiti
In response to the hurricane crisis in Haiti, Crusade for Help has decided to dedicate additional resources and coordinate the distribution of donations to non-profit organizations already working in that area. The vast destruction is monumental, yet instead of the short-term help that makes headlines, we need to shift our attention to long-term solutions.
The instantaneous response has been instrumental in getting help to where it is needed most. However, we must recognize that aid alone cannot turn around the fortunes of an entire country. Instead, individuals, organizations, and communities must develop and flourish on their own.
Small entrepreneurs are critical to creating this kind of sustainable economy in Haiti over the long run. Currently, many small entrepreneurs in Haiti need help raising capital to launch and sustain their businesses. Since most banks and lending institutions are having a hard time getting back on their feet in the wake of the disaster, we think the best way to empower citizens is with an infusion of capital in the form of microloans.
Microloans are distributed as seed capital to small entrepreneurs who manufacture or produce goods for the local or even international market. We've seen indications that small farmers and resellers can achieve much with very little investment.
We are in the process of training local leaders, enabling them to build their own microcredit funds, and enabling their further self-sufficiency. A handful of our employees, many of whom have knowledge and experience in this field, are heading this effort. To their credit, they have done a superb job under the present circumstances.
However, we could use additional professionals who can share their talents and expertise with our Haitian businesses. We are in special need of experts in finance and entrepreneurship. Any expertise in microlending would be an incredible asset. If there's someone in your group who has experience in any of these areas and is willing to volunteer two weeks in Haiti, we would really appreciate the help.
Why would small loans be considered great help for the small entrepreneurial firms in Haiti?


(A) They need help getting funds to support their business.
(B) The fees they get from banks and lending institutions are too high.
(C) Loans are only offered to those who manufacture or produce goods.
(D) Their leaders and employees need immediate training.

ans (A) They need help getting funds to support their business.

In this email, what does the term instantaneous mean?


(A) overwhelming
(B) short-term
(C) spontaneous
(D) immediate
ans (D) immediate