0 "Could" is a troublesome word because of its causual nature which is hard to explain with set rules. 02br 00We often use "could" in the present. e.
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01cite10Marius Hancu12cite10>11b11i10If you have money, 11u10could12u10 you lend me some?12i12b12br
10This should be using 11b10would12b10, as it's about the will of the other person, as well as 11b10had, 12b10to create t