'measure against' and 'make is so that'

Dear teachers,

The following is a sentence from a new script:

http://world.kbs.co.kr/english/program/program_economyplus_detail.htm?No=6122¤t_page=

Household debt increases from the supply of financial institutions who want to lend money and the demand of households wanting to borrow money. So, it may be difficult to stop the sharp rise in household debt by just tackling one side and making it difficult for financial institutions to lend money. There can be many different types of loan demand. For example, there can be real demand from actual home buyers, speculative demand, demand from households in debt who need living expenses, or demand from self-employed business owners needing funds. So, even if it takes time, the government must prepare measures that can tackle household debt in a more comprehensive way. The most important part would be to make it so that households would not have to get loans at all. The Moon Jae-in government should focus more on income-led growth so that it can become a more substantial measure against household debt.

(1) The most important part would be to make it so that households would not have to get loans at all.

=> Could you please let me know the meaning of "it" in the sentence above? Does it mean "means"?

(2) The Moon Jae-in government should focus more on income-led growth so that it can become a more substantial measure against household debt.

=> Could you please let me know if this sentence is correct or should be changed to "The Moon Jae-in government should focus more on income-led growth so that it can become a more substantial measure of household debt. "?

Thanks and best regards,

David Kim