I Doreen, We don't write letters for people. Please write your letter and post it and someone will take a look. Say what loan it's for, why you think you deserve this, and anything else you think you need for the recipient to know.
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The manager
SBI, NewDelhi
Dear Sir
my Housing Loan account no running with your Bank Now goverment reduce the interestc rate I request to you change the interest rate fromm9.1 % to 8.5%