Here’s the thing : I’m afraid if I show you my resume [that] you’ll think I’m overqualified. Here’s the thing : I’m afraid if I showed you my resume [that] you’d think I’m overqualified. (no comma) The second suggests that you’re less likely to reveal your resume.
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PreciousJonesyou'd think I'm overqualifiedIn this one I'd use ... you'd think I was overqualified (now, in spite of the past tense, because it's part of a conditional structure).