You are right that Judith had a baby is somewhat ambiguous without context. But in reality, we would simply ensure that there was the necessary context. Clive
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Hole One a New SeeShould we use only 'have got' if we would like to express possession (instead of the simple 'have')?That would not be very good in the past: She had got a baby. Depending on the context you might also be able to use She used to have a baby. Other than that you're stuck with the ambiguity.