It's correct past tense. I could say that by the time I was ten years old, I had never spent a million dollars on anything. Today, I can also say I have never spent a million dollars on anything.
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Today, I can also say
I had never spent a million dollars on anything.
I have never spent a million dollars on anything.
AnonymousI had never spent a thousand dollars on anything, not even clothes.It's correct assuming you've already established a past time reference point somewhere in the text that precedes this sentence. That's what you need to justify the use of the past perfect here.
CalifJimnot even clothesI assumed he meant "not even close to a thousand dollars."
SijayI assumed he meant "not even close to a thousand dollars."Under your assumption, "close" is then correct.