'I could have made half a grand, if they had got it in stock.'
In summary, you need [IF + past perfect of 'have got'] + 'could have made'. But 'have got' has no past perfect. So you have to use the past perfect of 'have'.
"had got" means, recieve, obtain, come into possession: If you had got(ten) my call. . If you had got(ten) your cold from skiing the other day .
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1. 'I have got' is a special verb: it's a present perfect form with a present meaning. So for the equivalent of the simple past for 'they have got', you have to say 'they had got'. But that leaves no form for the equivalent of the