>I lived like this right now, I would waste my time. If I lived like this right now, I would be wasting my time. If I lived like this right now, I'd be wasting my time. Should I live like this right now, I'd be wasting my time.
>If I live like this right now, I am wasting my time.
This is a bit strange to me. Perhaps: If I continue to live like this (right now), I am wasting my time. Should I continue to live like this (right now), I am wasting my time.