"Hard cash" means actual money notes and coins not checks or credit cards or any other form of payment. I don't know what cold cash means, but I wouldn't be surprised if it meant the same as hard cash. Surely someone out there has the right answer.
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Mike In JapanThe two adjectives are usually used together 'cold hard cash'. In most cultures there is something almost impersonal about cash, indeed in some it is considered dirty. 'Cold hard cash' is used to convey the straightforwardness and tangibilty of cash (in conrast to a cheque, I.O.U. , credit card or such).
It is not, strictly speaking, impolite to