Anonymous a. 8 percent) No. The rate is just below 10%.
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Anonymousa. The rate is just below/almost/nearly 10 percent (eg 9.8 percent)No. The rate is just below 10%. The rate is almost/nearly 10%.
Anonymousb. The rate is just over/almost/nearly 10 percent (eg 10.3 percent)No. The rate is just over 10%.