"I don't think she would have time for that."
or I have to say...
"I don't think she has time for that."
First of all, are you referring to the present or the future? " - this expresses greater uncertainty. You can also use that for the present/future.
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First of all, are you referring to the present or the future?
The present: "I don't think she has time for that." (She probably doesn't have time for that now.)
The future: "I don't think she will have time for that." (She probably won't have time for that in the future.)
"I don't think she would have time for that." - this expresses greater uncertainty. You can also use that