Grammar corrections help<br/><br/>I won't owe - won't have owed any money by the end of the month. I'll be at $0. My account won't be overdrawn.<br/><br/>We don't authorize overdraft to people who make less than a certain amount.<br/><br/>Do you think I'd leave my account overdrawn - in overdraft if I had a choice?<br/><br/>Sincerely