All right, I have two questions about the coloured parts, if anyone could be so kind to explain.
In most cases, though, soft paternalism means the government giving people a choice, but skewing the choice towards the one their better selves would like to make. For instance, in many countries plenty of workers fail to enrol in pension schemes and suffer as a result. The reason is not that they have decided against joining, but that they haven't decided at all--and enrolling is cumbersome. So why not make enrolling in the scheme the default option, still leaving them the choice to opt out?
Somethingsimple In most cases, though, soft paternalism means the government giving people a choice, but skewing the choice towards the one their better selves would like to make. For instance, in many countries plenty of workers fail to enrol in pension schemes and suffer as a result. The reason is not that they have decided against joining, but that they haven't decided at all--and enrolling is cumbersome.
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Somethingsimple
In most cases, though, soft paternalism means the government giving people a choice, but skewing the choice towards the one their better selves would like to make. For instance, in many countries plenty of workers fail to enrol in pension schemes and suffer as a result. The reason is not that they have decided against joining, but
Milky"The" could easily be replaced by "a" there. Probably though, the writer wants to say "the scheme offered by the company".Sure, but why in the phrase above '... plenty of workers fail to enrol in pension schemes and ..." the writer droped 'the'? Seems that the implied 'the schemes offered by companies