You have never told me that you have a cat. ( You have the cat now) You have never told that you had a cat. (You don't the cat now) You never told that you had a cat.
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You have never told me that you have a cat. ( You have the cat now)
You have never told that you had a cat. (You don't the cat now)
You never told that you had a cat. (The reference is to the past. You may or may not have the cat now)