1. The two banks <u>are set</u> to merge next year.<br/><br/>2. The two banks will be set to merge next year.<br/><br/>I ask this question because I don't understand clearly how a present verb 'are' can be used for a furture event.<br/><br/>The difference is.. 1 sounds that merger has already set and it's not likely to be changed?<br/><br/>and 2 sounds that there's possibility for the merger to be changed?