Hi, I'm not sure whether I can use a comma in this sentence or not before the word "but."
Of the total number, 30.5% of Americans took out a mortgage on their homes, but less than 10% were able to make timely payments.
I think that a comma should not be used here because we're combing an independent clause with a dependent clause. I think that the following phrase, "less than 10% were able to make timely payments" is a dependent clause (am I right?), because this phrase lacks a Subject.
Please let me know. Thank you.
), No. The subject of the second clause is "less than 10%".
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Shay Singh(am I right?),
No. The subject of the second clause is "less than 10%".
I'm not sure whether I can use a comma in this sentence or not before the word "but."
Of the total number, 30.5% of Americans took out a mortgage on their homes, but less than 10% were able to make timely payments.
I think that a comma should not be used here because we're combing an independent clause with a dependent clause. I think that the following phrase, "less