Hello Komountain Just a tip about the usage frequencies on Google. (1) I have problem paying … : 52 hits (2) I have a problem paying … : 775 hits (3) I have problems paying … : 266 hits (4) I have problem with paying … : 35 hits (5) I have a problem with paying … : 574 hits (6) I have problems with paying … : 89 hits I believe the most formal collocation is #5. paco
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Small- and medium-sized businesses have problem getting people to work for them.