0All it means is that the cheque has two little lines that go vertically through the lines that you fill in (payee and amount) and it usually says something like Payee only or Account Payee along one of the vertical lines. This means that it can only be cashed by the person or company the cheque is made out to. If you have an uncrossed cheque then the payee can sign the back and anyone can pay it into their account.
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