Experts,<br/><br/>1st question:<br/><br/>"You're lucky it wasn't worse."<br/><br/>Which of the following does this normally mean?<br/><br/> 1. You are lucky it wasn't worse.<br/><br/> 2. You were lucky it wasn't worse.<br/><br/>If it could mean both, are they both grammatically correct as well?<br/><br/>2nd question:<br/><br/>To say that you do not believe what you see or hear or were told, which would be more natural to use?<br/><br/> 1. I don't believe it.<br/> 2. I don't believe that.<br/><br/>Thank you