"orThe above listed checks, drawn on your account, have been returned to me by your bank marked, "Insufficient Funds". Both are equally acceptable, but verbose. Those checks have been returned by your bank marked "Insufficient Funds".
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Anonymous Looking for the correct wording:These above listed checks, drawn on your account, have been returned to me by your bank marked, "Insufficient Funds."orThe above listed checks, drawn on your account, have been returned to me by your bank marked, "Insufficient Funds".Both are equally acceptable, but verbose.